What We Write Workers' Compensation

CID has identified specific product lines that have been most successful for our brokers. These products represent the highest quote to submission and bind to quote ratios. You will find these products competitively priced and with broad coverage terms.

Don’t see what you are looking for? Please call 1-800-922-7283 or contact your underwriter for more information about additional classes of business.

Apartments

Target Clients:
  • Mixed use occupancies
  • No building age restrictions
  • New ventures and new purchases eligible
  • No building height restrictions
  • Package or mono-line general liability
  • Umbrella limits up to $25,000,000
  • Preferred to non-standard risk
Coverages:
  • Property
  • General Liability
  • Earthquake
  • Umbrella
  • Workers’ Compensation
Requirements:
  • Acord application submission
  • Building breakdown by units, square footage & building values
  • Currently dated 4 year loss runs
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, PA, TN, TX, UT, WA

Architects & Engineers

Target Clients:
  • Engineers: Structural, construction, oil & civil
  • Architects with design
  • Geo tech/thermal engineers
  • Land Surveyors
  • CAD/CAM design
  • Construction Managers
  • No limitation on Scope of projects
  • New ventures and new ownership eligible
Coverages:
  • Contractor’s Pollution Liability
  • General Liability
  • Professional Liability
  • Directors & Officers Liability
  • Employment Practices Liability
  • Cyber Liability
  • Limits of Liability up to $5 million
  • Workers’ Compensation
Requirements:
  • See “applications” for specific form to complete
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, PA, TN, TX, UT, WA

Auto Dealers

Target Clients:
  • Consigned auto sales
  • Regular car, pickup, alternative fuel & electric vehicle sales
  • Golf cart sales
  • Mobile home dealers
  • Emergency vehicle sales
  • Trailer Sales (horse, heavy, travel, utility)
  • New ventures and new ownership eligible
Coverages:
  • Property: Building & business personal property
  • Garage Liability
  • Garagekeepers’ physical damage
  • Dealers’ physical damage
  • Broadened coverage available
  • Workers’ Compensation
Requirements:
  • See “applications” for specific form to complete
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, OR, TN, TX, UT, WA

Auto Repair Shops

Target Clients:
  • Automotive, motorcycle, boat & heavy vehicle services & repairs
  • Body and/or paint shops with a spray booth
  • Auto upholstery shops
  • Auto restoration
  • Brake & muffler shops
  • Radiator repairs
  • Scooter repairs
  • Tractor/trailer repair
  • Trailer hitch repair
  • Mobile repair
  • New ventures and new ownership eligible
Coverages:
  • Property: Building & business personal property
  • Garage Liability
  • Broadened garage coverage
  • Garagekeepers’ Legal Liability
  • Workers’ Compensation
Requirements:
  • See “applications” for specific form to complete
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, TN, TX, UT, WA

Auto Service Operations

Target Clients:
  • Full-service car wash
  • Gasoline stations
  • Smog service stations
  • Mobile operations
  • Emergency roadside assistance
  • Frame alignment shops
  • Recreational vehicle & boat storage
  • Car wrap advertisement
  • New ventures and new ownership eligible
Coverages:
  • Property: Building & business personal property
  • Garage Liability
  • Broadened garage coverage
  • Garagekeepers’ Legal Liability
  • Workers’ Compensation
Requirements:
  • See “applications” for specific form to complete
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, TN, TX, UT, WA

Bakeries

Target Clients:
  • Wholesale/retail bakeries
  • Bakeries with delivery
  • New ventures& new ownership eligible
Coverages:
  • Workers’ Compensation
  • Property/Liability Package
  • Employment Practices Liability
  • Hired & Non-owned Auto Liability
  • Umbrella Liability up to $5 million
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Bar & Tavern

Target Clients:
  • Bars, taverns & sports bars
  • Microbreweries
  • Risks with gaming machines such as slot machines
  • Games, dartboards & video games
  • Dance floor or dance area up to 650 square feet.
  • Light entertainment or DJ not more than 2 times a week
  • New ventures and new ownership eligible
Coverages:
  • Workers’ Compensation
  • Property: Building & business personal property
  • General Liability
  • Assault and/or Battery
  • Liquor Liability
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Beauty, Barber & Nail Salons

Target Clients:
  • Beauty/Barber shops located inshopping malls, hotels & health clubs
  • Cosmetologists, manicurists, massage therapists, estheticians, make up technicians
  • New ventures and new purchases eligible
Coverages:
  • Workers’ Compensation
  • Property
  • General Liability
  • Excess General Liability up to $5 million
  • Professional Liability
  • Sexual/physical abuse sublimit available
  • Hired & non-owned auto liability
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Catering

Target Clients:
  • Caterers providing food & beverage service off premises
  • Halls leased to others for various functions
  • New ventures and new ownership eligible
Coverages:
  • Workers’ Compensation
  • Property
  • General Liability
  • Assault or Battery
  • Liquor Liability
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Chamber of Commerce

Target Clients:
  • Specialty non-profit organizations
  • New ventures eligible
Coverages:
  • Workers’ Compensation
  • Property/Liability Package
  • General Liability (Package or mono-line)
  • Abuse & molestation
  • Assault & battery
  • Directors & Officers Liability
  • Employment Practices Liability
  • Hired & Non-owned Auto Liability
  • Liquor Liability
  • Umbrella Liability up to $5 million
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Child Care – Commercial

Target Clients:
  • Any size licensed commercial nursery, pre-school or Montessori schools
  • New ventures and new ownership eligible
Coverages:
  • Workers’ Compensation
  • Property
  • General Liability
  • Umbrella Liability up to $5 million
  • Hired & Non-owned Auto Liability
  • Professional Liability
  • Abuse & Molestation
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Clothing Stores – Retail/Wholesale

Target Clients:
  • Clothing or wearing apparel for profit stores
  • Clothing or wearing apparel not for profit stores
Coverages:
  • Workers’ Compensation
  • Property
  • General Liability – Limits up to $5/$5 million
  • Theft coverage: Requires central station alarm
  • Theft coverage limitation
  • Hired & non-owned auto liability
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Contractors Artisan/Trade

Target Clients:
  • Small to medium size artisan contractors
  • More than 30 classes of eligible artisans
  • Artisan entity performing 1 or 2 trades
  • Subcontracting no more than 15-25% in receipts
  • New and used contractors’ equipment owned or leased on a long-term basis
Coverages:
  • Workers’ Compensation
  • Property
  • Inland Marine: Contractor’s Equipment
  • Contractors Liability
  • Blanket Additional Insured Coverage
  • Waiver of Subrogation Coverage
  • Contractors Pollution Liability
  • Professional Liability
  • Excess Liability up to $5 million
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Convenience, Deli & Grocery Stores

Target Clients:
  • Small to medium size businesses
  • Alcohol sales and gasoline sales acceptable
  • Businesses with commercial cooking
  • Propane sales
  • New ventures and new ownership eligible
Coverages:
  • Workers’ Compensation
  • Property
  • General Liability
  • Inland Marine
  • Excess General Liability up to $5 million
  • Hired & non-owned auto liability
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Distributors

Target Clients:
  • Small to medium size businesses
  • More than 50 eligible classes of businesses
  • Refrigerated operations acceptable
  • Retail operations acceptable
  • New ventures and new ownership eligible
Coverages:
  • Workers’ Compensation
  • Property
  • General Liability
  • Excess General Liability up to $5 million
  • Hired & non-owned auto liability
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Doctors/Dentists

Target Clients:
  • Private practice Doctors & Dentists
  • Surgeons
  • Dentists with or without anesthesia
  • Claim activity is acceptable
  • New ventures and new ownership eligible
Coverages:
  • Workers’ Compensation
  • Professional Liability
  • General Liability
  • Employment Practices Liability
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Electronic Stores

Target Clients:
  • Small to medium size businesses
  • Cell Phone Stores & Kiosks
  • Computer, radio, camera, stereo & appliance stores
  • New ventures and new ownership eligible
Coverages:
  • Workers’ Compensation
  • Property
  • General Liability
  • Excess General Liability up to $5 million
  • Hired & non-owned auto liability
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Fitness Centers

Target Clients:
  • Health & swim clubs, gyms, circuit training, yoga &pilates studio
  • Incidental massage or child sitting services
  • Computer, radio, camera, stereo & appliance stores
  • New ventures and new ownership eligible
Coverages:
  • Workers’ Compensation
  • Property
  • General Liability
  • Excess General Liability up to $5 million
  • Hired & non-owned auto liability
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Homeowners Association – No Payroll – AZ

Target Clients:
  • Residential or commercial single family homes
  • Residential or commercial condominiums
  • Mixed use occupancies
  • Townhomes
  • Outside CA: Contact underwriter
Coverages:
  • Workers’ Compensation
  • Property/General Liability Package
  • Directors & Officers Liability
  • Employment Practices Liability
  • Umbrella Liability
  • Cyber Liability
  • Fidelity
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NV, OR

Homeowners Association – No Payroll – CA

Target Clients:
  • Residential or commercial single family homes
  • Residential or commercial condominiums
  • Mixed use occupancies
  • Townhomes
  • Outside CA: Contact underwriter
Coverages:
  • Workers’ Compensation
  • Property/General Liability Package
  • Directors & Officers Liability
  • Employment Practices Liability
  • Umbrella Liability
  • Cyber Liability
  • Fidelity
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NV, OR

Homeowners Association – No Payroll – CO

Target Clients:
  • Residential or commercial single family homes
  • Residential or commercial condominiums
  • Mixed use occupancies
  • Townhomes
  • Outside CA: Contact underwriter
Coverages:
  • Workers’ Compensation
  • Property/General Liability Package
  • Directors & Officers Liability
  • Employment Practices Liability
  • Umbrella Liability
  • Cyber Liability
  • Fidelity
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NV, OR

Homeowners Association – No Payroll – ID

Target Clients:
  • Residential or commercial single family homes
  • Residential or commercial condominiums
  • Mixed use occupancies
  • Townhomes
  • Outside CA: Contact underwriter
Coverages:
  • Workers’ Compensation
  • Property/General Liability Package
  • Directors & Officers Liability
  • Employment Practices Liability
  • Umbrella Liability
  • Cyber Liability
  • Fidelity
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NV, OR

Homeowners Association – No Payroll – NV

Target Clients:
  • Residential or commercial single family homes
  • Residential or commercial condominiums
  • Mixed use occupancies
  • Townhomes
  • Outside CA: Contact underwriter
Coverages:
  • Workers’ Compensation
  • Property/General Liability Package
  • Directors & Officers Liability
  • Employment Practices Liability
  • Umbrella Liability
  • Cyber Liability
  • Fidelity
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NV, OR

Homeowners Association – No Payroll – OR

Target Clients:
  • Residential or commercial single family homes
  • Residential or commercial condominiums
  • Mixed use occupancies
  • Townhomes
  • Outside CA: Contact underwriter
Coverages:
  • Workers’ Compensation
  • Property/General Liability Package
  • Directors & Officers Liability
  • Employment Practices Liability
  • Umbrella Liability
  • Cyber Liability
  • Fidelity
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NV, OR

Homeowners Association – Payroll

Target Clients:
  • Residential or commercial single family homes
  • Residential or commercial condominiums
  • Mixed use occupancies
  • Townhomes
  • Outside CA: Contact underwriter
Coverages:
  • Workers’ Compensation
  • Property/General Liability Package
  • Directors & Officers Liability
  • Employment Practices Liability
  • Umbrella Liability
  • Cyber Liability
  • Fidelity
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NV, OR

Hotel & Motel

Target Clients:
  • New ventures and new ownership eligible
Coverages:
  • Property
  • General Liability
  • Earthquake
  • Umbrella
  • Workers’ Compensation
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Houses of Worship

Target Clients:
  • All faiths and denominations
  • Meditation centers
  • Food banks, soup kitchens, mission work
  • New ventures eligible
Coverages:
  • Workers’ Compensation
  • Property/Liability Package
  • General Liability (Package or mono-line)
  • Abuse & molestation
  • Assault & battery
  • Directors & Officers Liability
  • Employment Practices Liability
  • Liquor Liability
  • Hired & Non-owned Auto Liability
  • Umbrella Liability up to $5 million
Requirements:
  • See “applications” for specific form to complete
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Insurance Agents

Target Clients:
  • Small to large agents & brokers
  • Persona & commercial lines of business
  • Life & health
  • No TPAs
  • New ventures and new ownership eligible
Coverages:
  • Property/General Liability Package
  • Errors & Omissions Liability
  • Cyber Liability
  • Directors & Officers Liability
  • Employment Practices Liability
  • Hired & Non-owned Auto Liability
  • Excess Liability up to $5 million
  • Workers’ Compensation
Requirements:
  • See “applications” for specific form to complete
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, PA, TN, TX, UT, WA

Janitorial Services

Target Clients:
  • Small to medium size businesses
  • Office or mercantile locations
  • Subcontracting costs represent up to 15% of annual sales
  • New ventures and new ownership eligible
Coverages:
  • Workers’ Compensation
  • Property
  • General Liability
  • Excess General Liability up to $5 million
  • Hired & non-owned auto liability
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Lawyers

Target Clients:
  • Law firm with 2 or more attorneys
  • Minimal real estate law practice
  • Some claim activity acceptable
  • New ventures and new ownership eligible
Coverages:
  • Workers’ Compensation
  • Property/General Liability Package
  • General Liability (Package or mono-line)
  • Errors & Omissions Liability
  • Cyber Liability
  • Directors & Officers Liability
  • Employment Practices Liability
  • Hired & Non-owned Auto Liability
  • Excess Liability up to $5 million
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Laundromat & Dry Cleaning Services

Target Clients:
  • Small to medium size businesses
  • New ventures and new ownership eligible
Coverages:
  • Workers’ Compensation
  • Property
  • General Liability
  • Excess General Liability up to $5 million
  • Hired & non-owned auto liability
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Manufacturing

Target Clients:
  • Small to medium size manufacturers
  • Import exposure eligible
  • New ventures and new ownership eligible
Coverages:
  • Workers’ Compensation
  • Property
  • General Liability
  • Excess General Liability up to $5 million
  • Hired & non-owned auto liability
Requirements:
  • Acord application submission
  • State Eligibility:AZ, CA, CO, ID, NM, NV, OR,, TX

Medical – Miscellaneous

Target Clients:
  • Surgical centers
  • Dialysis centers
  • Assisted living facilities/Residential care facilities
  • Radiologists
  • Rehab centers
  • Imaging centers
  • Home care staffing
  • New ventures and new ownership eligible
Coverages:
  • Workers’ Compensation
  • General Liability
  • Professional Liability
  • MED-Defense Liability
  • Employment Practices Liability
  • Hired & Non-owned Auto Liability
  • Excess Liability up to $5 million
Requirements:
  • Acord application submission
  • State Eligibility:AZ, CA, CO, ID, NM, NV, OR,, TX

Mortgage Brokers

Target Clients:
  • Small to large mortgage brokers/bankers
  • Mortgage bankers
  • Mortgage bonds
  • Real estate sales & management
  • New ventures and new ownership eligible
Coverages:
  • Workers’ Compensation
  • Property/General Liability Package
  • General Liability (Package or mono-line)
  • Errors & Omissions Liability
  • Cyber Liability
  • Directors & Officers Liability
  • Employment Practices Liability
  • Hired & Non-owned Auto Liability
  • Excess Liability up to $5 million
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Production, Media & Broadcasting

Target Clients:
  • Film & video production – Commercials
  • Recording, editing, pre/post production studios
  • Rental houses, performers, photographers, videographers and more
  • New ventures and new ownership eligible
Coverages:
  • Workers’ Compensation
  • Property
  • General Liability
  • Professional Liability
  • Excess General Liability up to $5 million
  • Hired & non-owned auto liability
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Property Management

Target Clients:
  • Property managers of apartments & individual homes,
  • Vacation rental management
  • Commercial building management: office, shopping center, industrial
  • Condominium/homeowners association management
  • New ventures and new ownership eligible
Coverages:
  • Property/General Liability Package
  • Errors & Omissions Liability
  • Directors & Officers Liability
  • Employment Practices Liability
  • Cyber Liability
  • Tenant Discrimination Liability
  • Hired & Non-owned Auto Liability
  • Umbrella Liability up to $5 million
  • Workers’ Compensation
Requirements:
  • See “applications” for specific form to complete
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, PA, TN, TX, UT, WA

Professional Office

Target Clients:
  • Businesses providing professional services
  • More than 50 classes of business qualify
  • New ventures and new ownership eligible
Coverages:
  • Workers’ Compensation
  • Property
  • General Liability
  • Excess General Liability up to $5 million
  • Hired & Non-owned Auto Liability
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Real Estate Agencies

Target Clients:
  • Franchise and non-franchise firms
  • Agents/brokers/independent contractors
  • New ventures and new ownership eligible
Coverages:
  • Workers’ Compensation
  • Business Owners Package
  • Errors & Omissions Liability
  • Directors & Officers Liability
  • Employment Practices Liability
  • Cyber Liability
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Restaurants

Target Clients:
  • Fine dining
  • Family dining
  • Fast Food
  • Risks with gaming machines such as slot machines
  • Dance floor with light entertainment
  • New ventures and new ownership eligible
Coverages:
  • Workers’ Compensation
  • Property: Building & business personal property
  • General Liability
  • Assault or Battery
  • Liquor Liability
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Retail Merchants

Target Clients:
  • Wide Variety of retail merchants
  • More than 100 classes of business
  • New ventures and new ownership eligible
Coverages:
  • Workers’ Compensation
  • Property
  • General Liability
  • Excess General Liability up to $5 million
  • Hired & non-owned auto liability
Requirements:
  • Acord application submission
  •  State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Schools

Target Clients:
  • Charter, private & academic schools
  • See specialty training schools for vocational exposures
  • New ventures and new ownership eligible
Coverages:
  • Workers’ Compensation
  • Property
  • General Liability
  • Abuse, Molestation & corporal punishment
  • Educators Professional
  • Excess General Liability up to $5 million
  • Hired & non-owned auto liability
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Specialty Training Schools

Target Clients:
  • Wide range of instructional schools
  • More than 50 classes of business qualify
  • New ventures and new ownership eligible
Coverages:
  • Workers’ Compensation
  • Property
  • General Liability
  • Professional Liability
  • Abuse or Molestation sublimit
  • Excess General Liability up to $5 million
  • Hired & non-owned auto liability
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Technology

Target Clients:
  • Application service provider/software as a service/cloud provider
  • Consulting/training/project management/staffing
  • Data or records storage, retrieval
  • Back-up/database administration/hardware evaluation, selection & maintenance
  • Software development/installations/sales
  • Systems or network evaluation/design/cabling/support
  • Web design/development/hosting or search engine optimization\
  • New ventures and new ownership eligible
Coverages:
  • Workers’ Compensation
  • Property/General Liability Package
  • General Liability (Package or mono-line)
  • Errors & Omissions Liability
  • Cyber Liability
  • Directors & Officers Liability
  • Employment Practices Liability
  • Hired & Non-owned Auto Liability
  • Excess Liability up to $5 million
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Tire Dealers & Repair

Target Clients:
  • Sale, service installation, repair of tires
  • Mobile operations are also considered
  • Heavy truck tire repair & service
  • Tires must be less than 5 years old
  • Used tires sold: No greater than 25% of garage operations
  • 3 years hardcopy loss runs
Coverages:
  • Property: Building & business personal property
  • Garage Liability
  • Broadened garage coverage
  • Garagekeepers’ Legal Liability
  • Workers’ Compesnation
Requirements:
  • See “applications” for specific form to complete
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, TN, TX, UT, WA

Title/Escrow Agents

Target Clients:
  • Revenues over $100,000
  • New ventures and new ownership eligible
Coverages:
  • Property/General Liability Package
  • General Liability (Package or mono-line)
  • Errors & Omissions Liability
  • Cyber Liability
  • Directors & Officers Liability
  • Employment Practices Liability
  • Hired & Non-owned Auto Liability
  • Excess Liability up to $5 million
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Tobacco Shops

Target Clients:
  • Mono-line general liability or package
  • Electronic or vapor accessories sales
  • New ventures and new ownership eligible
Coverages:
  • Workers’ Compensation
  • Property
  • General Liability
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Trade Associations

Target Clients:
  • Professional or trade organizations
  • New ventures eligible
Coverages:
  • Workers’ Compensation
  • Property/Liability Package
  • General Liability (Package or mono-line)
  • Abuse & molestation
  • Assault & battery
  • Directors & Officers Liability
  • Employment Practices Liability
  • Liquor Liability
  • Hired & Non-owned Auto Liability
  • Umbrella Liability up to $5 million
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR,, TX

Warehouses

Target Clients:
  • Private & public storage
  • Single & multiple interests
  • Mini-warehouses
  • Warehouses not otherwise classified
  • Other exposures: manufacturing, public showrooms, retail & wholesale operations
  • New ventures and new ownership eligible
Coverages:
  • Workers’ Compensation
  • Property: Building & business personal property
  • General Liability up to $5 million limits
  • Blanket additional insured
Requirements:
  • Acord application submission
  • State Eligibility:  AZ, CA, CO, ID, NM, NV, OR,, TX