CID has identified specific product lines that have been most successful for our brokers. These products represent the highest quote to submission and bind to quote ratios. You will find these products competitively priced and with broad coverage terms.

Don’t see what you are looking for? Please call 1-800-922-7283 or contact your underwriter for more information about additional classes of business.

Architects & Engineers E&O

Target Clients:
  • Engineers: Structural, construction, oil & civil
  • Architects with design
  • Geo tech/thermal engineers
  • Land Surveyors
  • CAD/CAM design
  • Construction Managers
  • No limitation on Scope of projects
  • New ventures and new ownership eligible
Coverages:
  • Contractor’s Pollution Liability
  • General Liability
  • Professional Liability
  • Directors & Officers Liability
  • Employment Practices Liability
  • Cyber Liability
  • Limits of Liability up to $5 million
  • Workers’ Compensation
Requirements:
  • See “applications” for specific form to complete
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, PA, TN, TX, UT, WA

Builders Risk

Target Clients:
  • New construction projects or renovation of an existing structure
  • Risks with up to $5,000,000 in total project cost
Coverages:
  • General Liability
Requirements:
  • See “applications” for specific form to complete
  • Acord application submission is acceptable
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, PA, TN, TX, UT, WA

Contractors: Artisan/Trade

Target Clients:
  • Small to medium size artisan contractors
  • More than 30 classes of eligible artisans
  • Engaged in construction of new commercial or residential structures
  • Maintenance, service, repair or remodeling of existing structures
  • Artisan entity performing 1 or 2 trades
  • Subcontracting no more than 25 – 50% in receipts
  • New and used contractors’ equipment owned or leased on a long-term basis
  • New ventures are eligible
Coverages:
  • Property
  • Inland Marine: Contractor’s Equipment
  • Contractors Liability
  • Blanket Additional Insured Coverage
  • Waiver of Subrogation Coverage
  • Contractors Pollution Liability
  • Professional Liability
  • Excess Liability up to $5 million
Requirements:
  • See “applications” for specific form to complete
  • Available in CA, CO, OR, NM, NV & TX

Contractors Equipment

Target Clients:
  • Contractors Equipment provides broad property coverage for machinery, equipment and tools used by contractors. Equipment includes, but is not limited to, tractors, cranes, graders, forklifts, front-end loaders, backhoes, bulldozers, tools and similar equipment that is mobile.
Coverages:
  • Inland Marine
Requirements:
  • See “applications” for specific form to complete
  • Acord application submission is acceptable
  • State Eligibility: AZ, CA, CO, NV, OR

Contractors: General

Target Clients:
  • Commercial General Contractors
  • Commercial Remodeling General Contractors
  • Owner/Builder Acting as General Contractor
  • Commercial Paper Contractors
Coverages:
  • Property
  • Inland Marine
  • Contractors Liability
  • Blanket Additional Insured Coverage
  • Waiver of Subrogation Coverage
  • Contractors Pollution Liability
  • Crime
  • Medical Payments
  • Equipment Breakdown
  • Professional Liability
  • Excess Liability or Umbrella up to $25 million
Requirements:
  • See “applications” for specific form to complete
  • Available in CA, CO, OR, NM, NV & TX

Contractors Pollution Liability

Target Clients:
  • Non-Environmental Contractors
  • Operators of non-environmental facilities
  • Environmental Contractors
  • Environmental consultants, engineers
  • Alternative energy contractors and consultants
  • New ventures and new purchases eligible
Coverages:
  • Contractors Pollution Liability
  • Contractors Liability: Environmental work
  • Professional liability
  • Inland Marine
  • Excess General Liability up to $5 million
  • Hired & non-owned auto liability
Requirements:
  • See “applications” for specific form to complete
  • Available in CA, CO, OR, NM, NV & TX

Environmental Contracting & Consulting

Target Clients:
  • Environmental Contractors
  • Remediation or abatement of pollutants
  • Installation, removal or cleaning of storage tanks
  • Alternative energy contractors and consultants
  • Environmental consultants, engineers
  • Environmental assessments, lab analysis & permitting
  • New ventures and new ownership eligible
Coverages:
  • Contractors Pollution Liability
  • Contractors Liability: Environmental work
  • Professional liability
  • Inland Marine
  • Excess General Liability up to $5 million
  • Hired & non-owned auto liability
Requirements:
  • See “applications” for specific form to complete
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, PA, TN, TX, UT, WA

Umbrella Liability

Target Clients:
  • Risks that meet eligibility on a primary basis
  • Primary underlying carrier is A.M. Best rated B++ or better
  • New ventures and new ownership eligible
Coverages:
  • Umbrella/Excess General Liability up to $5 million
Requirements:
  • See “applications” for specific form to complete
  • Acord application submission is acceptable
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, PA, TN, TX, UT, WA