CID has identified specific product lines that have been most successful for our brokers. These products represent the highest quote to submission and bind to quote ratios. You will find these products competitively priced and with broad coverage terms.

Don’t see what you are looking for? Please call 1-800-922-7283 or contact your underwriter for more information about additional classes of business.

Arts & Culture

Target Clients:
  • Dance, theatrical and comedy groups
  • Orchestras, choirs and other musical groups
  • Traveling Exposures
  • Theaters/Playhouses
  • Museums, art galleries and libraries
  • School & camp exposures
  • Up to 250 annual performances and 5,000 attendees
  • New ventures eligible
Coverages:
  • Property
  • General Liability (Package or mono-line)
  • Abuse & molestation
  • Assault & battery
  • Directors & Officers Liability
  • Employment Practices Liability
  • Liquor Liability
  • Hired & Non-owned Auto Liability
  • Umbrella Liability up to $5 million
Requirements:
  • See “applications” for specific form to complete
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, PA, TN, TX, UT, WA

Chamber of Commerce

Target Clients:
  • Specialty non-profit organizations
  • Up to 2,500 active members
  • Risks with revenues up to $3,000,000
  • New ventures eligible
Coverages:
  • Property/Liability Package
  • General Liability (Package or mono-line)
  • Abuse & molestation
  • Assault & battery
  • Directors & Officers Liability
  • Employment Practices Liability
  • Hired & Non-owned Auto Liability
  • Liquor Liability
  • Umbrella Liability up to $5 million
Requirements:
  • See “applications” for specific form to complete
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, PA, TN, TX, UT, WA

Charitable Foundations

Target Clients:
  • Specialty non-profit organizations
  • Up to 2,500 active members
  • Risks with revenues up to $3,000,000
  • New ventures eligible
Coverages:
  • Property/Liability Package
  • General Liability (Package or mono-line)
  • Abuse & molestation
  • Assault & battery
  • Directors & Officers Liability
  • Employment Practices Liability
  • Hired & Non-owned Auto Liability
  • Liquor Liability
  • Umbrella Liability up to $5 million
  • Workers’ Compensation
Requirements:
  • See “applications” for specific form to complete
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, PA, TN, TX, UT, WA

Churches & Houses of Worship

Target Clients:
  • All faiths and denominations
  • Meditation centers
  • Food banks, soup kitchens, mission work
  • Prison ministries, retreats, thrift stores
  • Risks with up to 500 active members
  • Risks with up to 30,000 square feet
  • New ventures eligible
Coverages:
  • Property/Liability Package
  • General Liability (Package or mono-line)
  • Abuse & molestation
  • Assault & battery
  • Directors & Officers Liability
  • Employment Practices Liability
  • Liquor Liability
  • Hired & Non-owned Auto Liability
  • Umbrella Liability up to $5 million
Requirements:
  • See “applications” for specific form to complete
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, PA, TN, TX, UT, WA

Clubs & Organizations

Target Clients:
  • Auxiliary groups, ethnic clubs, hobby clubs
  • Charitable member organizations
  • Military social clubs, veteran organizations
  • Cultural organizations
  • Risks with up to 1,000 active members
  • New ventures eligible
Coverages:
  • Property/Liability Package
  • General Liability (Package or mono-line)
  • Abuse & molestation
  • Assault & battery
  • Directors & Officers Liability
  • Employment Practices Liability
  • Liquor Liability
  • Hired & Non-owned Auto Liability
  • Umbrella Liability up to $5 million
Requirements:
  • See “applications” for specific form to complete
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, PA, TN, TX, UT, WA

Directors & Officers Liability

Target Clients:
  • Assistance Centers
  • Big Brother/Sister
  • Boarding School
  • Boys & Girls Club
  • Chamber of Commerce
  • Church/Temple/Synagogue
  • Community College
  • Civic Center
  • Day Care Center
  • Enviroment Group
  • Food Bank
  • Human Society
  • Library
  • Museuem
  • Nursing Home
  • Performing Arts Organization
  • Private School
  • Social Service Organizations
  • Cisitor/Tourist Bureau
  • YMCA/YWCA
  • Youth Sports
  • Zoo
Coverages:
  • Directors & Officers Liability
Requirements:
  • See “applications” for specific form to complete
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, PA, TN, TX, UT, WA

Fraternal Clubs

Target Clients:
  • Auxiliary groups, ethnic clubs, hobby clubs
  • Charitable member organizations
  • Military social clubs, veteran organizations
  • Cultural organizations
  • Risks with up to 1,000 active members
  • New ventures eligible
Coverages:
  • Property/Liability Package
  • General Liability (Package or mono-line)
  • Abuse & molestation
  • Assault & battery
  • Directors & Officers Liability
  • Employment Practices Liability
  • Liquor Liability
  • Hired & Non-owned Auto Liability
  • Umbrella Liability up to $5 million
Requirements:
  • See “applications” for specific form to complete
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, PA, TN, TX, UT, WA

Social Services

Target Clients:
  • Community organizations
  • Counseling, support & referral
  • Residential shelters, housing, hospice
  • Youth tutoring & learning programs
  • Youth mentoring & recreation
  • New ventures eligible
Coverages:
  • Property/Liability Package
  • General Liability (Package or mono-line)
  • Abuse & molestation
  • Assault & battery
  • Directors & Officers Liability
  • Employment Practices Liability
  • Hired & Non-owned Auto Liability
  • Umbrella Liability up to $5 million
Requirements:
  • See “applications” for specific form to complete
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, PA, TN, TX, UT, WA

Special Events

Target Clients:
  • One-day, multi-day events and annual policies
  • More than 100 classes of non-profits qualify
  • Coverage for volunteers, temporary or leased workers
  • Set-up and take-down coverage available
Coverages:
  • Property
  • General Liability
  • Liquor Liability
  • Excess General Liability up to $5 million
  • Hired & non-owned auto liability
Requirements:
  • See “applications” for specific form to complete
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, PA, TN, TX, UT, WA

Sports Organizations

Target Clients:
  • Youth sports organizations, leagues, clinics & camps
  • Youth participants eligible up to age 18
  • Sports classes: baseball, swimming, tennis, volleyball
  • Sports classes: basketball, soccer, golf, lacrosse
  • Sports classes: bowling, badminton, squash, softball
  • Flag football, tackle football (14 years or younger)
  • New ventures eligible
Coverages:
  • Property/Liability Package
  • General Liability (Package or mono-line)
  • Abuse & molestation
  • Assault & battery
  • Directors & Officers Liability
  • Employment Practices Liability
  • Hired & Non-owned Auto Liability
  • Umbrella Liability up to $5 million
Requirements:
  • See “applications” for specific form to complete
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, PA, TN, TX, UT, WA

Trade Associations

Target Clients:
  • Professional or trade organizations
  • Risks with revenues up to $3,000,000
  • Up to 2,500 active members
  • New ventures eligible
Coverages:
  • Property/Liability Package
  • General Liability (Package or mono-line)
  • Abuse & molestation
  • Assault & battery
  • Directors & Officers Liability
  • Employment Practices Liability
  • Liquor Liability
  • Hired & Non-owned Auto Liability
  • Umbrella Liability up to $5 million
Requirements:
  • See “applications” for specific form to complete
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, PA, TN, TX, UT, WA