Excess & Surplus Lines Insurance Wholesaler
Excess & Surplus lines (E&S) wholesalers provide access to specialty markets that insure risks standard carriers won't cover. The difficult exposures that E&S carriers specialize in can range from a mobile home or a day care center to a manufacturing company. The specialty market is always evolving, so E&S companies must maintain high levels of flexibility and stay in-the-know at all times.
An essential element of E&S insurance is the immense amount of knowledge required to understand the coverages, conditions and exclusions offered. E&S insurance specialists must be qualified to deal with higher risk exposures. These specialists, otherwise known as general agents or wholesalers, are the link between the insured, the retail insurance broker and the E&S carrier. As an insurance wholesaler, CID has the niche expertise needed to customize the right offerings for businesses working with unique exposures.
Why Brokers Should Choose CID Insurance
Fast, Easy and Competitive Quoting Options
Our top priority is to deliver competitive quotes in a timely manner. We make it easier than ever to get a quote, and you don’t need to be appointed. Try our phone or web quoting options or submit a completed application today.
Access To A Wide Range of Reputable Insurance Companies
We have developed strong relationships with top-rated admitted and non-admitted, surplus lines carriers. This gives us the freedom to offer unique, specialty products and coverages that best fit your insureds’ needs.
Experienced & Responsive Underwriters
Our underwriters have years of experience in their areas of specialty. As a wholesaler, we have navigated both soft and hard markets. This experience allows us to adapt to changing markets quickly and effectively.
Lucrative Commission Structure
Our competitive commission structure is designed to create a win-win opportunity. We charge small, reasonable broker fees which gives you the ability to add your own fee onto your client proposal.
Licensed to do Business in 14 States
We are licensed to write wholesale commercial insurance in 14 states. While we are an insurance wholesaler headquartered in San Diego, California, we also have strong markets in many regions of the United States.
What We Write
Our wide range of commercial insurance products is available to all of our appointed retail
Tools & Services We Offer
We are committed to helping you grow your commercial insurance book of business. Take advantage of all the tools & services we offer your agency.