Phone Quote

1-4 Family Dwellings (Liability Only)

• Number of units

Beauty, Barber Shop, Nail Salon

• Number of full-time and part-time employees (20 hours per week or less)

Clothing Stores

• Annual Sales

Concessionaires/Vendors

• Annual Sales
• Does concessionaire operate at one location or multiple locations?
• Number of Events per year

Contractors – Artisan (27 Eligible Classes)

• Annual receipts
• Annual Payroll
• Years in business

Contractors Equipment

• Name of applicant
• Location address
• Type of contractor
• Limits for scheduled vs. unscheduled equipment
• For Scheduled limits:
  1. Highest Value of a Single Piece of Equipment
  2. Is all scheduled equipment 5 model years old or newer? (affects whether we can offer replacement cost)

Electronic Stores

• Annual Sales

Fitness Centers

• Annual Sales
• Membership

Janitorial Services

• Number of full-time & part-time employees

Land Leased to Others

• Number of acres
• Type of land (if leased)
• Number of locations (if vacant)

Laundromat & Dry Cleaning Services

• Number of washing machines

Liquor Liability

• Annual sales (provide breakdown between food and liquor sales)

Office Package

• Square footage

Residential Condo Investors

• Number of units

Restaurants

• Annual sales (provide breakdown between food and liquor stores)
• Number of nights of major entertainment per week
• Is there a dance floor?
• Does applicant have adult entertainment or is this a gentleman’s club?
• Are there tables?
• Is there table service?

Retail Merchants

• Annual Sales

Special Events

• Type of event
• Dates of event
• Type of coverage desired: Genera Liability, liquor liability, or both
• Number of attendees per day (for general liability)
• Number of consumers of alcohol (for liquor liability)

Specialty Training Schools

• Annual Sales

Truckers

• Number of Units

Umbrella/Excess Liability

• Class of Business
• Underlying premium
• Underlying general liability limits
• Underlying carrier
• Underlying form

Vacant Building

• Square footage

Vacant Land (Liability Only)

• Number of acres
• Number of locations

Note: To add property coverage to any risk, we’ll need to know the following information:

• Building construction type
• Year built
• Square footage (only needed if building coverage is desired)
• Protection Class
• Type of property coverage and limits for each (BPP, Business Income etc.)

Consultants E&O

• State
• Description of Operations
• Annual Revenue

Cyber Liability

• Class of Business
• Annual Revenue
• # of Identities (Credit Cards, SSN, Banking Accounts, etc.)

Employment Practices Liability

• Class of Business
• Number of Employees

Property Management

• State
• Annual Revenue
• Types of Properties Managed

Technology Professionals E&O

• Description of Operations
• Annual Revenue
• Number of Employees

Arts & Culture

• Annual # of attendees / spectators (for performing arts organizations)
• Square footage (for libraries, museums, art galleries, etc.)

Charitable Foundations

• Square footage and/or number of members
• Schedule of events including estimated number of attendees

Non-Profit D&O

• Class of Business
• Annual Revenue
• Number of employees

Houses of Worship

• Square footage

Specialty Non Profit Package

• Square footage and/or number of members
• Schedule of events including estimated number of attendees

Youth Sports Organizations

• Number of participants 14 years of age & under and sport(s) played
• Number of participants 15-18 years of age and sport(s) played

Liquor Liability

• Annual sales (provide breakdown between food and liquor sales)

Restaurants

• Annual sales (provide breakdown between food and liquor stores)
• Number of nights of major entertainment per week
• Is there a dance floor?
• Does applicant have adult entertainment or is this a gentleman’s club?
• Are there tables?
• Is there table service?

Comprehensive Personal Liability

Condo/Renters

Excess Comprehensive Personal Liability

Excess Personal Umbrella

Personal Umbrella