What is an Insurance Wholesaler?

An insurance wholesaler provides access to specialty insurance carriers for insurance agents that wouldn't otherwise have access to those markets. Wholesalers rarely work directly with insureds. Instead, they assist retail brokers with their sale of insurance to the client by providing expertise and timely quoting options.

One key element that insurance wholesalers possess is their knowledge of specialized coverages, conditions and exclusions. These insurance specialists, often referred to as general agents, must be qualified to deal with difficult-to-place risks. As an insurance wholesaler, CID has developed the niche expertise that our brokers need to cover unique exposures.

Why Brokers Choose CID Insurance

Quick & Easy Quoting Options

We prioritize the delivery of competitive quotes in a timely manner. We have web, phone and application submission options to give you the ability to choose what works best for you.

Access To A Variety of Reputable Insurance Carriers

We have developed close relationships with top-rated admitted and non-admitted, surplus lines companies. This allows us the ability to offer unique, specialty products and coverages that best fit your insureds’ needs.

Knowledgeable Team

Our underwriters have been expertise in their areas of specialty for many, many years. We all have navigated both soft and hard markets and this experience help us navigate changing markets with ease.

Lucrative Commission Structure

CID's commission structure is designed as a win-win situation. We charge small, reasonable broker fees, giving you the capacity to charge your own fee.

Licensed in 14 States

CID is headquartered in San Diego, California. We pride ourselves in being able to effectively write business in many states across the nation.

CID Insurance Appetite

Scroll through the variety of commercial insurance products we can write.

Broker Tools

Take advantage of all the tools & services we provide that can help you grow your commercial book of business.

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