Managers E & O

       Employment Practices Liability

       Office Package Policy

       Master Fidelity Insurance

       Workers Compensation (California only)

       Homeowners Association Property and Liability Package

       Directors and Officers Liability Insurance for Condominium

             and Homeowners Associations

       Workers Compensation $500 minimum premium, add board

             members and volunteers as an optional coverage (California only)

       Master Fidelity Insurance that includes the owners of

             Management Firms and their managers for dishonesty